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Phone: (916) 208-4278 [Verizon)

Out of State: 888-655-7319 x 709

Fax: 888-655-7319

E-mail: jandrews@goldenbearloan.com

Residential

Purchase

· 100% Financing No MI u 80/20 Loans

· 100% Option Arm Start Rate of 1%

· 100% Financing Score Down to 560

· 100% Financing NO FICO SCORE

· 100% Resident and Non-Resident Aliens

Refinance

· Cash Out u Rate Term u Debt Consolidation

· Unlimited Cash Out 100% of Property Value

· Lower Payment u Lower Interest Rate

· Family Vacation u New Car u Remodel House u Upgrade Wedding Ring

 

Niche Products

· Land Loans u Construction Loans u Rehab Loans

· Owner Builder Home Loans

· Option Arm up to 10 Million

· Luxury Homes to 60 Million

· Interest Only Rates u Fixed Rates

· 15, 20, 30, 40 Year Terms

· 2nd Home and Vacation Homes

· Investment Homes (Unlimited Properties)

COMMERICAL

Apartment and Multifamily

>100% Financing and No Income No Asset Loans Available

Properties

>Gas Stations, Warehouse, Hotels (Interest Only Available, Strip Malls

>Construction Loans Available

No Lock Out Pre-Payments

 

*Goldenbearloan.com is a personal webpage of Jason Andrews whom is employed by Midas Financial. dba Aapex Mortgage. To verify his employment with Aapex Mortgage and Midas Financial please call ( 866) 944-3065.

Lending in 50 States

Other Interesting Topics:

 

National Full Spectrum Mortgage Specialist

Introduction:

Read the following:

 

Mobile or manufactured homes
Homes that are built off site and are on their own steel under carriage with wheels and axles and pulled to the site. They are usually doublewide or triplewide, but can be singlewide. If put on a permanent foundation with wheels and axles removed, it is taxed as “real property.”

It is important to know that manufactured homes are also similar to auto loans in that they will depreciate. That means the value will decrease over time. Because the home will depreciate, it represents a greater risk to a lender, and you will pay for it with a higher interest rate on your loan.

If you don't own the land that the home rests on, then it is treated more as a consumer loan than a traditional mortgage. It is very similar to an auto loan.

Generally, if you are hoping to build equity in your home, then buying a manufactured or mobile home is a bad idea. If you can afford it, purchasing a traditional stick-built home is a much wiser investment. However, if you do not care about building equity in your home, and you simply want a nice, affordable place to live, then you may want to consider a manufactured home. They are much less expensive. In fact, you can get very nice used homes for as little as $20,000 - $30,000.

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